Commercial Auto Liability-non standard
Available in AZ, CA, NV & TX. A commercial auto client may be classifies as “non standard” for several reasons but the most common reasons seem to be (a) nature of business; (b) past and/or current claims, and; (c) length of time in business. We have some clients with two or more of these conditions. Accessing commercial auto liability-non standard is vital for these businesses.
Generally, we can provide commercial auto liability-non standard so long as the vehicle(s) are registered and the driver(s) are currently licensed in the appropriate state and have reasonably clean records. Sometimes, there is a minimum age requirement, usually 25.
SOME examples of commercial auto liability-non standard we write:
Paratransit – Children or Adults
Exotic Auto Rentals
Tow & Rep0
Even if your specific commercial auto insurance need is not listed here, please contact us anyway. I’m sure you can appreciate that not all examples can be listed. Just know we can provide you with a bindable quote with an A rated insurer – and we can do it fast.
As an aside, our brokers answer their own phones and emails. At your initial contact with us, you are given your broker’s cell phone number and direct email address. Where, in most agencies, your broker hides behind a wall of telephone prompts and disinterested, underpaid receptionists.
At sp Business Insurance Services, all aspects of your account are handled by your broker. This arrangement places your broker’s interests in harmony with your interests because it places responsibility for your satisfaction squarely on your broker. This responsibility includes all followup service such as Certificates of Insurance and Additional Insures Certificated, adding and deleting drivers, overseeing claim resolutions in your favor and all other matters pertaining to your insurance. When was the last time you had a Certificate of Insurance or Addition Insured Certificate in your hands two hours after you requested it. Perhaps this is one of the reasons our client retention exceeds 99%.
The other reason for our remarkable client retention is that we shop the market for the lowest possible premium for your needs. We have no “loyalty” to any insurance company because we, as brokers, represent you – not any insurance company. If an insurance company has a bad year and wants to raise your premiums at renewal, we make a seamless transition to another insurer to keep your rates as low as possible. We require that each insurer in our stable maintain an ‘A’ or better, rating from AM Best.
Finally, we only write commercial insurance.