Social Services

Social Services

When you make it your business to help others, we make it our business to protect that value. Our Social Services Insurance programs are designed to protect not only your organization, but your clients and staff as well. There are many different types of policies that can be written dependent on the service, the amount of people served, your location – and many other factors. Below are a few of the Social Services we have insured recently. If you can’t find your Social Service on the list, don’t worry – we are known for insuring the new, the inventive and the unusual as well!

  • Residential Care Facilities
  • Healthcare Clinics
  • Senior Centers
  • Community Centers
  • Boys and Girls Clubs
  • Reading Programs
  • Alternative Education Programs
  • Nature Centers
  • Foster Family Agencies
  • Child Welfare Organizations
  • Vocational Programs/Workshops
  • Scout Troops
  • Thrift Stores
  • Substance Abuse Recovery Facilities
  • Homeless Shelters
  • Handicapped Programs & Workshops
  • Sober Living Homes
  • Domestic Violence Shelters
  • Outpatient Programs
  • And many more…

What Does Social Services Insurance Cover?

Besides that of General Liability, which is a must for all organizations and service programs, there are several sub-coverages that protect your organization or group from legal action or accidental injury. Here are just a few of the coverages that most Social Services Insurance programs cover:

Child Abduction Liability: If a child is kidnapped while in the care of you or anyone working for your social services organization, costs incurred to recover the child are included up to the limit of the policy

Molestation and Abuse LiabilitySuch Critical Coverage for small situations that can snowball into a much larger issue and lawsuit – molestation and abuse liability covers the costs associated with resolving these types of claims involving children.

Professional Liability: This type of coverage will protect your volunteer professionals as well as those employed.  These individuals, usually doctors, psychiatrists, nutritionists, etc. provide care for your clients, and they need insurance as well.

There are many other coverages available for specific groups or organizations, so give us a call to see what might be right for your Social Service. We know it’s important for you to act on behalf of your clients, and make sure that they and your volunteers are protected. We make it our job to protect you, so that you can continue to great work you each and every day.