Texas Business Insurance

Texas Business Insurance

When it comes to Texas Business Insurance, SP Business Insurance protects clients from ranchers to manufactures. We protect the heart of Texas and what’s important to you – your employees, your volunteers, your property and more.

What Types of Texas Business Insurance are Available?

Each type of business has a different set of needs, dependent on a variety of factors. It is of course necessary that all drivers in Texas carry minimum automobile insurance limits. It is also required to carry Workers Compensation insurance, if you have employees. Here are a few of the other types of coverages a Texas Business might need:

  • Errors and Omissions Insurance
  • Product Liability
  • Employment Practices Liability
  • Commercial Property Insurance
  • Commercial Auto Insurance
  • And many more…

Texas General Liability Insurance

General Liability Insurance, also known as Commercial Liability Insurance or Business Liability Insurance protects your Texas business from a loss resulting in a claim of damage caused to others by you or injury caused by you/your business. Even if your business is in tip top shape, with carefully monitored practices and procedures, accidents still happen. For this reason General Liability Insurance policies will most often cover:

Personal Injury: Copyright infringement, invasion of privacy, slander, libel, false arrest and wrongful conviction all are covered under this portion of a policy.

Bodily Injury:  Physical damage caused to an individual (other than the one of your employees) at your place of business.  This can be a slip, a fall or even inhalation of chemical toxins that cause injury.

Legal Judgments and Defense: The costs to defend your business against either a true or frivolous suit will be covered up to the limits of your policy.  These costs can add up quickly, so it’s important to be prepared in the case that a legal suit strikes your business.

Which Areas in Texas do you Insure?

We insure businesses in all cities and counties within the state of Texas. Here are just a few of the cities we have written policies in, recently:

  • Arlington
  • Armarillo
  • Austin
  • Brownsville
  • College Station
  • Corpus Christi
  • Dallas
  • El Paso
  • Fort Worth
  • Fredericksburg
  • Frisco
  • Garland
  • Grand Prairie
  • Houston
  • Irving
  • Laredo
  • Longview
  • Lubbock
  • McAllen
  • McKinney
  • Odessa
  • Pasadena
  • Plano
  • San Antonio
  • Waco
  • Wichita Falls

What if my Texas Business is Difficult to Insure?

If your Texas business is difficult to insure, you’ve come to the right place. We are known for placing high risk and/or difficult to insure Texas Businesses. You might even say, it’s our specialty! To connect with one of our seasoned agents, call or text us at 480.941.7979, so we can answer any questions you might have – or – get you a free quote!