Workers Compensation Insurance

Workers Compensation Insurance

When it comes to Workers’ Compensation Insurance, the coverage is simple. You are purchasing a no-fault insurance plan for all of your employees. A large part of operating a business is keeping your employees safe and protected. As an employer it’s important to have this coverage in case an employee gets injured or falls ill on the job. In most cases, this is not a matter of ‘if’, but more, of ‘when’.

Workers’ Compensation Insurance is required in almost every state – by law. However the regulations of each state will differ, so it’s important to understand what is required in your policy. Your insurance agent can help you to sort out these details.

What Does Workers’ Compensation Insurance Pay For?

Coverage helps your business in paying for items such as:

  • Medical Bills
  • Hospital Bills
  • Lost Wages
  • Rehabilitation Costs
  • And much more…

It’s our job to find the company that not only provides you with these services, but also works with you and your employee to get them back to work as soon as reasonably possible. In some cases this may involve training your injured employee in a new skill or service. If it is impossible for your injured worker to return to work a long-term benefit is put into action. Furthermore, if a worker dies due to an accident on the job, an insurance benefit is paid to the worker’s family.

Having a Difficult Time Finding Worker’s Compensation for Your Business?

SP Business Insurance is known around the United States as being the company that will find you coverage when you need it most. No matter what the business or how many employees you may employ, we’re here to offer solutions – and to get you covered.