Apartment Building Insurance Quote
Our experienced brokers can save you money on your next apartment building insurance quote. While new construction buildings are great and easy to insure, while realistically, the market is comprised of older buildings – many of which have substandard elements when compared to today’s code requirements. We can (and do) insure these older building through specialty markets which understand how to reasonably price these risks.
Additionally, we can offer large savings on your next apartment building insurance quote if your building(s) is located in low income, high crime areas. Please contact us for more info on these unique risks because we can place this building classification.
Building Classifications we can insure:
Apartment buildings – including mixed use
Condominium complexes, Co-Ops
Planned unit developments
Property Limits – up to $40mm, agreed amount, replacement cost available
Crime – up to $250,000 offered
Extended Replacement Cost – condominium class only
Construction – no construction class restrictions
General Liability – $1mm/$2mm and $2mm/$4mm available
Age – no age restrictions
Available AZ, CA, NV & TX. Your apartment building insurance quote from us will reduce your insurance costs – guaranteed!
As an aside, our brokers answer their own phones and emails. At your initial contact with us, you are given your broker’s cell phone number and direct email address. Where, in most agencies, your broker hides behind a wall of telephone prompts and disinterested, underpaid receptionists.
At sp Business Insurance Services, all aspects of your account are handled by your broker. This arrangement places your broker’s interests in harmony with your interests because it places responsibility for your satisfaction squarely on your broker. This responsibility includes all followup service such as Certificates of Insurance and Additional Insures Certificated, adding and deleting drivers, overseeing claim resolutions in your favor and all other matters pertaining to your insurance. When was the last time you had a Certificate of Insurance or Addition Insured Certificate in your hands two hours after you requested it. Perhaps this is one of the reasons our client retention exceeds 99%.
The other reason for our remarkable client retention is that we shop the market for the lowest possible premium for your needs. We have no “loyalty” to any insurance company because we, as brokers, represent you – not any insurance company. If an insurance company has a bad year and wants to raise your premiums at renewal, we make a seamless transition to another insurer to keep your rates as low as possible. We require that each insurer in our stable maintain an ‘A’ or better, rating from AM Best.
Finally, we only write commercial insurance.