Business Auto Insurance Quote
Retail, manufacturing, farming, wholesale trade and like businesses account for nearly 80% of the national economy. With our business auto insurance quote and our broad acceptability of businesses, drivers and vehicles, we can provide for a nearly endless array of business auto risks. We can even provide business auto quote for those entities others typically turn away, such as religious organizations and local farmers. We can quote nearly any business type and deliver rates and discounts which save money.
SOME of the Business Auto Insurance classes we insure:
Adult / Child Daycare
Airport / Hotel Shuttles
Farming and Livestock
Religious / Non Profits
Wholesale Route Distributors
Ice Cream Vendors
Some of the SPECIAL FEATURES available in a Business Auto Insurance Quote from us:
Any Auto Liability – covers any vehicle used in your business, including any vehicle acquired during the policy period.
Hired Auto Liability – covers any non-owned unlisted vehicle you have leased, hired, rented or borrowed.
Employer’s Non Ownership Liability – covers employees incidentally using their own unlisted vehicles in the course of doing business.
Drive Other Car – for corporations and partnerships, extending all coverages to private passenger vehicles rented or borrowed for personal or business use.
Rental Reimbursement – Helps get a temporary rental due to a covered accident.
A business auto insurance quote from us will allow to to choose the best options and price.
As an aside, our brokers answer their own phones and emails. At your initial contact with us, you are given your broker’s cell phone number and direct email address. Where, in most agencies, your broker hides behind a wall of telephone prompts and disinterested, underpaid receptionists.
At sp Business Insurance Services, all aspects of your account are handled by your broker. This arrangement places your broker’s interests in harmony with your interests because it places responsibility for your satisfaction squarely on your broker. This responsibility includes all followup service such as Certificates of Insurance and Additional Insures Certificated, adding and deleting drivers, overseeing claim resolutions in your favor and all other matters pertaining to your insurance. When was the last time you had a Certificate of Insurance or Addition Insured Certificate in your hands two hours after you requested it. Perhaps this is one of the reasons our client retention exceeds 99%.
The other reason for our remarkable client retention is that we shop the market for the lowest possible premium for your needs. We have no “loyalty” to any insurance company because we, as brokers, represent you – not any insurance company. If an insurance company has a bad year and wants to raise your premiums at renewal, we make a seamless transition to another insurer to keep your rates as low as possible. We require that each insurer in our stable maintain an ‘A’ or better, rating from AM Best.
Finally, we only write commercial insurance.