California Developmentally Disabled Liability Quotes
Our senior broker, Jan Mowery, is a specialist in California Developmentally Disabled Liability Quotes as applied to social services facilities and providers. She has been providing low cost California developmentally disabled liability quotes for twelve years. SHE CAN REDUCE YOUR CURRENT PREMIUMS.
As a surplus lines licensed insurance broker, we have direct access to A rated specialty insurers where other insurance producers might not have this direct access. The result is lower premiums for your non-profit or for-profit organization.
Our unique access allows us to offer most coverages as “stand alone” or we can offer complete coverage packages as required by your state regulatory authority. This is especially valuable if a specific required coverage is problematic because of claims or other reasons.
We can offer a low cost developmentally disabled insurance quote at great rates and in compliance with your state regulatory requirements:
*General Liability * Property * Crime * Sexual Abuse & Molestation * Commercial Auto * Umbrella & Excess * Professional Liability / E&O * Workers’ Comp *
In addition, we provide ‘same day’ Certificates of Insurance so there is no delay in your compliance.
A senior regulator wrote: “Jan is one of the few brokers who understands the DDD insurance requirements. She is a great agent and I think you will find her to be excellent to work with and very knowledgeable of our insurance requirements. She is one of the few brokers with access to carriers with Occurrence based Sexual Abuse & Molestation coverage”.
Please contact us today for your free California developmentally disabled liability quotes.
Lic: AZ, CA, NV & TX CA Lic: 0I81259
As an aside, our brokers answer their own phones and emails. At your initial contact with us, you are given your broker’s cell phone number and direct email address. Where, in most agencies, your broker hides behind a wall of telephone prompts and disinterested, underpaid receptionists.
At sp Business Insurance Services, all aspects of your account are handled by your broker. This arrangement places your broker’s interests in harmony with your interests because it places responsibility for your satisfaction squarely on your broker. This responsibility includes all followup service such as Certificates of Insurance and Additional Insures Certificated, adding and deleting drivers, overseeing claim resolutions in your favor and all other matters pertaining to your insurance. When was the last time you had a Certificate of Insurance or Addition Insured Certificate in your hands two hours after you requested it. Perhaps this is one of the reasons our client retention exceeds 99%.
The other reason for our remarkable client retention is that we shop the market for the lowest possible premium for your needs. We have no “loyalty” to any insurance company because we, as brokers, represent you – not any insurance company. If an insurance company has a bad year and wants to raise your premiums at renewal, we make a seamless transition to another insurer to keep your rates as low as possible. We require that each insurer in our stable maintain an ‘A’ or better, rating from AM Best.
Finally, we only write commercial insurance.