Human Transportation

Human Transportation

By In Commercial Auto Insurance - Human Transportation On April 5, 2015

sp Business Insurance Services can now offer the lowest cost Commercial Auto Insurance – Human Transportation available anywhere.

Our brokers are very experienced in dealing with the regulatory agencies to assure you have the human transportation insurance required and that the state agencies receive any required additional insured certs within 24 hours of binding. The writing broker issues your cert using our state-of-art software.

Handicapped Passenger Commercial Auto
Non-emergency Medical Commercial Auto
Non-Profit Rural Commercial Auto
Paratransit Commercial Auto
Senior Citizens Transportation
Special Needs Commercial Auto
Ambulance – Ground & Air


Key insurance coverages include:

General Liability
Professional Liability
Property / Inland Marine / Crime
Commercial Auto
Sex Abuse & Molestation (Claims Made or Occurrence Form)
Umbrella & Excess
Workers Comp
Additional Specialty Insurance available

For a no obligation QUOTE, please contact one of our brokers. Our brokers answer their own phones, so be ready to discuss your human transportation insurance needs when you call.


As an aside, our brokers answer their own phones and emails. At your initial contact with us, you are given your broker’s cell phone number and direct email address. Where, in most agencies, your broker hides behind a wall of telephone prompts and disinterested, underpaid receptionists.
At sp Business Insurance Services, all aspects of your account are handled by your broker. This arrangement places your broker’s interests in harmony with your interests because it places responsibility for your satisfaction squarely on your broker. This responsibility includes all followup service such as Certificates of Insurance and Additional Insures Certificated, adding and deleting drivers, overseeing claim resolutions in your favor and all other matters pertaining to your insurance. When was the last time you had a Certificate of Insurance or Addition Insured Certificate in your hands two hours after you requested it. Perhaps this is one of the reasons our client retention exceeds 99%.
The other reason for our remarkable client retention is that we shop the market for the lowest possible premium for your needs. We have no “loyalty” to any insurance company because we, as brokers, represent you – not any insurance company. If an insurance company has a bad year and wants to raise your premiums at renewal, we make a seamless transition to another insurer to keep your rates as low as possible. We require that each insurer in our stable maintain an ‘A’ or better, rating from AM Best.
Finally, we only write commercial insurance.


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