Liquor Liability Insurance Quote
Liquor Liability Insurance is one of our specialties. Our knowledgeable liquor liability brokers can assist you in obtaining the lowest cost liquor liability insurance quote for you business.
Liquor Liability business classes:
Bars / Taverns – including college bars and biker bars
24 hour diners
Retail liquor stores
Some liquor liability highlights:
New Ventures accepted
Major entertainment venues
A&B included up to full policy limits
Alcohol training credits
Offered STAND ALONE or as a package
We tend to specialize in those bars and taverns which, for one reason or another, have been classified as NON STANDARD. Naturally. the owner and usually his agent have no idea this classification has been imposed on the bar or tavern by the insurance industry. This is the primary reason you need to obtain a liquor liability insurance quote from us. Our brokers will make sure you are aware of your classification and how this classification impacts premiums on your liquor liability insurance quote.
As an aside, our brokers answer their own phones and emails. At your initial contact with us, you are given your broker’s cell phone number and direct email address. Where, in most agencies, your broker hides behind a wall of telephone prompts and disinterested, underpaid receptionists.
At sp Business Insurance Services, all aspects of your account are handled by your broker. This arrangement places your broker’s interests in harmony with your interests because it places responsibility for your satisfaction squarely on your broker. This responsibility includes all followup service such as Certificates of Insurance and Additional Insures Certificated, adding and deleting drivers, overseeing claim resolutions in your favor and all other matters pertaining to your insurance. When was the last time you had a Certificate of Insurance or Addition Insured Certificate in your hands two hours after you requested it. Perhaps this is one of the reasons our client retention exceeds 99%.
The other reason for our remarkable client retention is that we shop the market for the lowest possible premium for your needs. We have no “loyalty” to any insurance company because we, as brokers, represent you – not any insurance company. If an insurance company has a bad year and wants to raise your premiums at renewal, we make a seamless transition to another insurer to keep your rates as low as possible. We require that each insurer in our stable maintain an ‘A’ or better, rating from AM Best.
Finally, we only write commercial insurance.