Nursing Home Facility Insurance

Nursing Home Facility Insurance

By In Non Standard Nursing Home Facility Insurance On February 28, 2015


Available AZ, CA, NV & TX. A nursing home facility can be determined to be “non standard” for a variety of reasons. New in business, past claims, physical location of the business, policy lapses, etc., are just some of the causes resulting in a nursing home facility┬áinsurance being deemed “non standard” by insurance companies.

 

We encounter these issues on a regular basis and have the necessary nursing home facility insurance contacts to offer the lowest cost nursing home facility insurance available.

 

If you have been told your nursing home facility is non standard or if you have experienced a large rate increase because of a claim or other issue, please contact us today. Our agency and brokers are focused on helping those clients who are experiencing difficulties with insurance for any reason.

 

Some of the facilities we insure are:

Nursing Home Facilities
Assisted Living Facilities
Independent Living
Adult Housing
Group Homes


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Some of the insurance coverages we offer as a package or on a stand alone basis for specific insurance:

General Liability
Professional Liability
Property including business interruption
Commercial Auto including transport vans
Boiler
Crime
Workers’ Compensation
Sex abuse and molestation (Occurrence & claims made)
D&O including EPLI
Medical Directors coverage
Facility Barbers and Beauticians

 

You do not have to live with high insurance premiums and shoddy service. Contact one of our brokers today and let us show you how much you can save. Our brokers answer their own phone.

 

As an aside, our brokers answer their own phones and emails. At your initial contact with us, you are given your broker’s cell phone number and direct email address. Where, in most agencies, your broker hides behind a wall of telephone prompts and disinterested, underpaid receptionists.
At sp Business Insurance Services, all aspects of your account are handled by your broker. This arrangement places your broker’s interests in harmony with your interests because it places responsibility for your satisfaction squarely on your broker. This responsibility includes all followup service such as Certificates of Insurance and Additional Insures Certificated, adding and deleting drivers, overseeing claim resolutions in your favor and all other matters pertaining to your insurance. When was the last time you had a Certificate of Insurance or Addition Insured Certificate in your hands two hours after you requested it. Perhaps this is one of the reasons our client retention exceeds 99%.
The other reason for our remarkable client retention is that we shop the market for the lowest possible premium for your needs. We have no “loyalty” to any insurance company because we, as brokers, represent you – not any insurance company. If an insurance company has a bad year and wants to raise your premiums at renewal, we make a seamless transition to another insurer to keep your rates as low as possible. We require that each insurer in our stable maintain an ‘A’ or better, rating from AM Best.
Finally, we only write commercial insurance.

 


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